shopping cover insurance
protects your purchases from any evans store or evans website that you make with your evans essentials card
Price Protection*
- Ever bought an item and then seen it reduced in the sale the following week? With Shopping Cover you can claim the difference between the price you originally paid on an item and the reduced price at a later date
- You have 100 days cover from the date of purchase
- There are no excesses. You will receive the whole difference back between the original price and the sale price, up to a maximum of £200 for a single claim and up to a total of £2,000 in each 12 month period
Purchase Protection*
- Protects your purchases against unintentional loss, theft or damage
- You have 100 days cover from date of purchase
- There are no excesses and the maximum we will pay is £1,500 for each claim and up to a total of £5,000 in each 12 month period
- Either pays the original purchase price, or will repair or replace the damaged item
Designed to suit you
Shopping Cover costs £2 per month (including Insurance Premium Tax) when you make a purchase with your card. Illustrated below is the likely cost of Shopping Cover based on the following possible transaction frequency:
| Number of Months purchase(s) made | Cumulative Cost |
| 1 | £2 |
| 3 | £6 |
| 5 | £10 |
| 12 | £24 |
In addition, interest may be charged on the premium at the current retail purchase rate if you do not pay off your statement balance in full every month.
Change your mind at no cost
If you change your mind within 30 days of taking the cover, we will refund any premium you have already paid. After 30 days, you can still cancel at any time without charge, but any premiums already paid will not be refunded.
*Terms and conditions apply to the cover. To be eligible for cover you must be aged 18 or over. Further details about the benefits, exclusions and who provides the cover can be found in the Important Information Document. Further information about the companies who arrange and provide the cover can be found here.
